insurance for contractors

HVAC Technician Benefits: the Good, the Bad, and the Why

Benefits may not solve some hiring problems, but they’ll help immensely with retention problems

Scott Merritt

May 12, 2023

No Comments

It’s undeniable that HVAC has been hit with a harder-than-normal period for hiring and retention since the pandemic.

HVAC Contractors Look More Closely at Insurance as Costs Rise

Few business owners check their coverage on a regular basis

Ted Craig

May 20, 2022

No Comments

Insurance is an unavoidable expense, but there are steps business owners can take to reduce these costs.

HVAC Contractors Work with Insurance Providers to Budget Costs

Business owners want a partnership

Ted Craig

April 10, 2021

No Comments

Given all that’s happened in the past year, from the pandemic to natural disasters, it’s inevitable that insurance costs will rise.

HVAC Groups Seek Liability Protection from COVID Lawsuits

States offer more hope, but patchwork causes problems

Ted Craig

February 26, 2021

No Comments

How should employers handle the legal risk of running a business during the pandemic?

HVAC Contractors Share Health Care Coverage Strategies

Early screening, self-insured plans stay in the mix as contractors balance profit with coverage

Robert Beverly

May 27, 2019

No Comments

HVAC contractors want to provide good employee health insurance, but this is rarely simple or inexpensive.

Groh Foundation Promotes Disability Awareness in the Trades

HVAC contractors divided in offering short- and long-term disability benefits

Nicole Krawcke

June 26, 2017

No Comments

Companies and employees often find some form of protection in short- and long-term insurance plans, and perhaps none are more worthy than disability programs, which are designed to replace some of the wages lost by people who cannot work because of a disabling injury or illness.

HVAC Contractors Struggle with Rising Health Care Costs

Many contractors see health care as a necessary cost of doing business

Nicole Krawcke

December 5, 2016

No Comments

According to an online survey produced by LevelFunded Health, a national health insurance agency, 87 percent of small businesses that offer group health care saw health insurance premiums rise by 25 percent since 2014, with 12 percent experiencing premium increases of 50 percent or higher.

Insurance Keeps Contracting Businesses Healthy

Contractors recognize insurance is an essential part of their businesses

Nicole Krawcke

December 21, 2015

No Comments

Life is full of surprises and not all are happy. Injuries, car accidents, theft, and even natural disasters happen and can destroy office space and property. That’s why insurance is an absolute necessity for HVAC contractors.

ChillPro Insurance Provides Chiller Service Agreement Coverage for HVAC Contractors

Insurance helps contractors cover their costs

July 20, 2015

No Comments

XL Catlin and Financial Risk Solutions Inc. have entered an exclusive underwriting agreement to offer Chill-Pro® contractual liability insurance coverage for HVAC contractors in the U.S. Chill-Pro is a national insurance program that provides service agreement coverage for chillers.

Manage Your Insurance Budget Wisely

Tips and Tricks for Maximizing Your Insurance Coverage

Michael Cassity

January 12, 2015

No Comments

Designing proper coverage and having a complete awareness of the direct costs associated with each of these objectives can go a long way toward improving a company’s bottom line.