The per job general liability insurance is designed specifically towards insuring small- and medium-sized contractors in today’s economy. According to the company, as new construction has come close to a halt in many states around the country, small- and medium-sized contractors are finding it more difficult to maintain annual general liability insurance, and since many annual policies are written on a class basis, the contractor might not be carrying adequate insurance to cover all aspects of a particular job. The company is taking the per project insurance policy concept, which has been reserved for large developments such as condominiums, sky-rise buildings, and tract homes, to other contractors as well. Premiums are as low as $223 per job for $1 million of coverage. The Per Project General Liability Program is available in the following states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Louisiana, Massachusetts, Maryland, Minnesota, Montana, North Carolina, New Jersey, New Mexico, Nevada, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Washington.

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