The situation for contractors during the coronavirus outbreak changes almost as quickly as the virus spreads. Contractors remain able to work in all states, even those with shelter-in-place orders, but most commercial clients have closed, and residential clients are putting off service due to economic uncertainty. This makes financing more crucial to a business than ever. In mid-March, there was talk of banks placing entire states on a “do not fund” list. Now, the government is injecting trillions of dollars into the economy and making Small Business Administration loans more available than ever.