But even routine summer weather can increase the risk of air conditioning breakdown, leading to costly repairs, business interruption, and lost customers. Hvac contractors that can help clients anticipate and prevent these risks will be providing a valuable service.
According to Dave Schraeder, assistant vice president at the Houston office of The Hartford Steam Boiler Inspection and Insurance Company, claim data shows that many failures take place at system start-up or early in the cooling season.
Most air conditioning problems result from electrical failure of the driving motor or mechanical parts breaking in the compressor.
“Air conditioning equipment can be very expensive to fix,” Schraeder said, “but that’s only part of the risk. The business interruption loss may exceed the property damage. Today, when you inconvenience customers, many of them go to your competition.”
Many of these failures could have been prevented with a thorough inspection at start-up and regular maintenance throughout the cooling season. Hartford Steam Boiler has prepared the following check list covering air conditioning system components and controls.
According to the company, these tips are intended to complement, not replace, the recommendations of equipment manufacturers.
Motors
Motor controls
Operating and safety controls
Refrigerant circuits
Condensers and evaporators
Pumps
Fans
Piping
According to the company, equipment breakdown insurance covers a range of machinery against losses resulting from mechanical breakdown, centrifugal force, and electrical malfunction.
The policies will pay to repair or replace refrigerant-bearing equipment, as well as the refrigerants themselves.
The startup checklist is posted on the company’s website at www.hsb.com/HSBhwa.htm.
For more information from Hartford Steam Boiler, call 860-722-1866.